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Some countries have passed specific anti-phishing laws, requiring that financial institutions have anti-phishing policies in place, and that those policies be publicly available. Privacy International and several other organizations[136] have called for all countries to enact laws against phishing. In the United States, the Telephone Consumer Protection Act requires that telephone companies disclose on their websites the fact that their telephone lines can be used to send spam and to trick individuals into giving personal or financial information, and to work with law enforcement agencies to track down those who use their lines to do so.
Email phishing is one of the most prevalent social engineering attacks. To be effective, the phishing email is often sent to multiple email addresses of a target. The message itself may be a simple request for a user to update a password, or it may include a link to a web site that is requesting payment in order to update a user's password. The site may appear to be a legitimate online account service provider, online payment system, or online bank service, which may be designed to appear as an official Internet location. When the user clicks the link in the email, he or she is directed to a legitimate web site that is hosted by the attacker. Because the web site is designed to appear as a legitimate service provider, the user may be required to enter personal information, such as a password or credit card number. The user may be required to enter the information in order to use the legitimate service or online payment system. Because of the believability of the site, the user may have no idea the link is not legitimate.
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